Research Areas
The Latest From Our Team
Lending standards can be too tight for too long, research finds
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When banks tighten lending standards following a shock, they can set off a chain reaction that can worsen and prolong a credit crunch.
How retirement saving incentives amplify wealth gaps in the U.S.
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White employees receive nearly twice as much in employer and tax subsidies for retirement saving than Black and Hispanic workers.
How crypto investors behave — and why the industry needs regulation
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Two new MIT Sloan research papers explore how retail traders deal in crypto and why Terra Luna crashed in 2022.
An Obligation to Deliver Knowledge, Advance Careers in Finance
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Hong Ru, MFin ’10, PhD ’15, and Juno Wei Chen, MFin ’10, are grateful for the chance to give back to the place where they met and set off on their respective career paths.
Our Mission
Our research aims to build an understanding of the benefits and risks as technologies change consumer financial markets. How are people, markets, and financial institutions leveraging new technologies to deal with the classic challenges of consumer financial services? And how do these challenges affect the allocation of risks across the economy and the regulatory landscape?
Our current areas of focus include Financial Decision Making, FinTech, Cryptocurrency, Savings and Lending Markets, and Retirement. Our Sloan Finance faculty researchers, in collaboration with an interdisciplinary set of researchers across Sloan and MIT, are working with extensive new data sets and new models to analyze household financial decisions and their implications for the economy and financial markets.